Watch this firstYou have equity sitting in your home. Here's how to use it to grow your business — without touching your mortgage.
A 4-minute walkthrough of how the Business Purpose HELOC works, who qualifies, and what to expect from application to funded.
How to qualify
- ✓Own a home or investment property with equity
- ✓Credit score of 650 or higher for a primary residence
- ✓Credit score of 680 or higher for a secondary home or investment property
- ✓Looking for $50K – $750K in capital
The benefits
- ✓Long-term payments (10–30 years), not daily or weekly
- ✓Your mortgage rate stays locked — no refinance
- ✓$0 out-of-pocket to close
- ✓Funds available in about 5 days
Soft credit check · No impact to score · 5-day application to funded
Common questions