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You have equity sitting in your home. Here's how to use it to grow your business — without touching your mortgage.

A 4-minute walkthrough of how the Business Purpose HELOC works, who qualifies, and what to expect from application to funded.

How to qualify

  • Own a home or investment property with equity
  • Credit score of 650 or higher for a primary residence
  • Credit score of 680 or higher for a secondary home or investment property
  • Looking for $50K – $750K in capital

The benefits

  • Long-term payments (10–30 years), not daily or weekly
  • Your mortgage rate stays locked — no refinance
  • $0 out-of-pocket to close
  • Funds available in about 5 days

Soft credit check · No impact to score · 5-day application to funded

Common questions